Will Home Insurance Cover Water Leaks. Ad We Rated 100s of Homeowners Insurance Companies. Your home insurance policy should cover damage to your home caused by plumbing issues and appliance leaks assuming the issue was sudden and accidental.
Water damage is one of the most common causes of home insurance claims. That could include rotting wood around the window or any items physically damaged. Content updated daily for popular categories.
A homeowners policy normally doesnt protect you from many types of water damage including hidden water leaks.
Homeowners insurance will only cover the actual water damage from the foundation leak and whatever it costs to fix that aspect along with the leak itself but it will generally NOT pay to replace the actual pipe. A standard homeowners insurance policy will cover water damage and roof leaks unless theyre the result of gross negligence on your part. Your home insurance policy may cover water damage from leaks but this depends on whether the damage is gradual or sudden. If a peril thats covered by your homeowners insurance policy results in a plumbing leak under your slab creating a slab leak your homeowners insurance policy might help pay to tear out and replace the slab and repair the water.
